Sumber : Infobank
THE battle over digital payment systems is underway. The United States government, through the Office of the United States Trade Representative (USTR), has recently raised objections to Indonesia’s implementation of the Quick Response Code Indonesian Standard (QRIS). In addition, concerns have been voiced regarding the National Payment Gateway (GPN). Both initiatives are being characterized as trade barriers, allegedly placing American companies such as Visa and Mastercard at a disadvantage.
However, these objections extend beyond mere commercial concerns. They underscore deeper geopolitical and economic tensions, revolving around a fundamental question: who holds the authority over the flow of money, access to financial data, and, ultimately, a nation’s economic sovereignty?
