Sumber : Infobank
NON performing loans are a nightmare for bank directors. Potential bank losses due to non performing loans can erode shareholder trust. Even at state-owned banks, non-performing loans can become a nightmare story when they are included in the article on state losses. Law enforcement officials are very “quick” in investigating the process of granting non-performing loans upon hearing about non performing loans at banks, regional development banks (BPD) and state-owned enterprises (BUMN). Non performing loans, proposed from below and decided collegially, can also become a disaster for bankers when they reach the legal way.
This is what happened after PT Sri Rejeki Isman Tbk (Sritex) collapsed due to its inability to settle its mounting debts. The Sritex curator team previously stated that Sritex’s total debt was 29.8 trillion IDR from 1,654 creditors, including 22 secured creditors, 349 preferred creditors, and 94 concurrent creditors. Of that figure, Sritex owed IDR 4.2 trillion to state-owned banks and regional development banks (BPD).
